Japan resident guide · July 2026

FxPro Swap-Free Account — Conditions and Holding Costs

Swap-free does not mean every overnight position is cost-free forever. It changes the way overnight financing can be charged, so the relevant comparison is holding period, symbols and any administration fee—not only the word ‘swap’.

75%+ of retail investor accounts lose money when trading CFDs.

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Look for the replacement cost

On a swap-free setting, overnight interest may be removed while an administration fee can appear after a specified number of days or for particular instruments. That can be irrelevant to an intraday trader and decisive for someone holding a position through several weeks. Read the live symbol specification before opening the position.

Eligibility is not automatic

Availability can depend on residence, entity, account type and eligibility checks. An option in a marketing page is not confirmation that every Japan resident or instrument qualifies. Pay attention to your own contracting entity and ask official support in writing if the account menu is unclear.

Compare complete holding costs

Raw+ commission, spread, any swap-free administration fee and the likely holding period should sit in one calculation. Do not compare a normal account’s single-day swap against a swap-free account without checking when its alternative charge starts and whether the symbol is excluded.

Keep religious and trading decisions distinct

This guide cannot decide religious suitability. If that is the purpose of the account, review the full official terms with an appropriate adviser. It also does not remove CFD risk: leverage and price movement still work exactly as they do on other account settings.

Price the hold, not the label

Write the symbols you trade and your average holding days beside the administration-fee rules. The word swap-free alone cannot price a longer hold if a fee starts after a set number of days.

Eligibility can depend on residence, contracting entity, account type and product list. Religious suitability is not something this site can certify. Confirm before converting an account with open positions.

For many Japan-resident short-hold workflows, Standard or Raw+ all-in cost is the first comparison. Swap-free is a specialised setting, not a default upgrade.

Ask support with your symbols listed

Generic questions get generic answers. List the symbols you hold overnight and the typical holding period when you ask whether swap-free terms help. Request the administration-fee schedule in writing and keep the reply.

If you already have open trades, ask what happens on conversion day. Changing settings mid-position can matter more than the marketing label. Confirm eligibility for your contracting entity rather than assuming a global Islamic account policy.

FAQ

Is swap-free always free?

No; administration fees can apply under certain conditions.

Can every Japan resident apply?

Availability depends on entity and eligibility.

Are all symbols included?

No; exclusions or different rules can apply.

Does Raw+ commission disappear?

Do not assume so—check the account specification.

Is this religious advice?

No.

Does swap-free remove every overnight cost?

Not necessarily. Administration fees can apply after a holding period or on certain symbols.

Should short-term traders prioritise it?

Often no. Compare Standard or Raw+ all-in dealing cost first unless you have a specific reason to request swap-free terms.

About FxPro

FxPro is an overseas CFD broker offering FX, equity indices, commodities and more. Group companies operate under regulators including FCA (509956) and CySEC (078/07). It is not a Japan FSA-registered domestic FX firm for residents of Japan.

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